Nitin Chopra

Nitin Chopra
- Designation: Professor of Finance
- Academic Area: Finance & Accounting
- Linkedin: https://www.linkedin.com/in/nitin-chopra-29998433/

Nitin Chopra, ex-Head of Retail & Consumer Banking at RBL Bank, brings over 35 years of experience of which 27 years have been spent working in the financial services industry. He was an integral part of the core team leading transformation at RBL Bank and responsible for expanding the bank’s footprint across the country.

Nitin in his role with the bank oversaw Business Banking, Retail Branch Banking, Retail Assets and Liabilities including Credit Cards and HNI businesses as well as the Marketing function of the Bank. Nitin’s career began with a stint at Unilever Group, followed by a 9 year period working with Bank of America NT & SA which saw him don various different hats for the company. Post the regional sale of Bank of America’s retail business to ABN AMRO Bank, he went on to head the consumer banking business at ABN AMRO Bank from July 1999 to May 2006. He played a significant role in conceptualizing best practices in the Bancassurance business in India as also enabled the Bank to achieve a leadership position as a Wealth Manager. Several new initiatives are attributed to the bank during his tenure like Bancafe’s, teaser rate home loans, credit cards with alerts on spending etc. Post his stint with with Bank of America, Nitin joined Bharti AXA Life Insurance,a private life joint venture between Bharti Enterprises and AXA (BAL) as CEO. He steered BAL through a rapid phase of growth (CAGR of over 100%) at a time when the industry was seeing a period of sluggish growth. Nitin has been instrumental in the introduction of several ‘firsts’ in the Indian retail banking industry, including ‘365 extended banking’ & ‘doorstep banking’. Nitin took early retirement from RBL Bank to pursue is personal interests. He is an advisor on a few fintech start ups and has also been a teacher at management schools.

Academic Degrees

B Tech (Mechanical), IIT Kanpur, 1979
PGDM, IIM Ahmedabad, 1982
Diploma (Honours), Graduate School of Retail Bank Management, University of Virginia, 1999

Academic Appointments

Visiting Faculty – Bridge School of Management – 2015/16
Visiting Faculty – School of Inspired Leadership – 2019 onwards

Professional Experience

Sales Management – Unilever Pond’s 1982-87
Product Management – Unilever Pond’s 1987-90
Product Management – Bank of America 1991-95
Regional Business Head – Bank of America 1995-98
Head of Deposit Products – Bank of America 1998-99
Head Consumer Banking – ABN AMRO Bank – 2000-2006
CEO – Bharti AXA Life Insurance – 2006 -2010
Head – Retail & Consumer Banking – 2010-2014

Courses Taught

Banking and Financial Services
Macro and Micro Economics
Project Finance
Session on Start-up valuation
Session on Bank and Financial Services Valuation

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PGDM Batch 2025-27 Orientation Start Date - 20th June 2025

PGDM Batch 2025-27 Orientation Start Date - 20^th June 2025